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Car insurance on second how is it covered.? - second car insurance

I am very confused. I added a second car for my lil below my brother can be insured, because its more affordable for him. Drive is mounted in a different direction and my address is the permanent policy. Are you still insured? Its mission license and is still in my direction, because the use and live with me. After you will now be moved is still as secure as his permanent address licesnse and registration is still my home, but his email has changed? If you are in an accident that affects me personally, because my health insurance company to sue for damages outside of the lid. How do I add a 2nd Driver and the car works? Also, it is such a thing as if your car insurance without a second driver and still be safe if he or someone is driving. If you are an expert and clarify this for me. Yo quiero mucho thank you in advance for taking the time to help.